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San Joaquin Group
In this Group: Pablo Ricardo, Santiago Felipe, José Aviluz , Tania
The San Joaquín Group consists of four hardworking individuals. The group coordinator is Sr. Pablo Ricardo P. Silva, who has been selling basic grains with his wife for seven years.

His fellow group members are José Aviluz Arias B. who sells clothing and shoes, Tania Liseth R. M. who sells gold and silver jewelry, and Santiago Felipe S. Áreas who sells various products.

View original language description ↓
El grupo San Joaquín está integrado por cuatro personas trabajadoras. El coordinador del grupo es el señor Pablo Ricardo P. Silva quien vende granos básicos desde hace siete años junto a su esposa.
Sus compañeros de grupo son José Aviluz Arias B. quien vende ropa y zapatos, Tania Liseth R. M. que comercializa prendas de oro y plata y Santiago Felipe S. Áreas comerciante de productos varios.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 21.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of San Joaquin Group's $1,050 loan helped a member purchase basic grains.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 17, 2010
Apr 25, 2010
Currency Exchange Loss:
Nov 15, 2010