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Lucina Paulina
Lucina V., 57, lives in a periurban area of Paraíso de Guayaquil. Her house is cement and has electricity and running water but the streets where she lives are still unpaved. She is a widow but has two married daughters with children of their own.

Lucina started her sewing business when her husband died because she had no income to support her family. She used some savings to buy a small sewing machine and started to advertise herself in the neighborhood as a seamstress.

She currently has a small workshop at home and works from 6:30am until she finishes her work.

She will use the funds to buy fabric, thread and buttons.

In the future she would like her workshop to be the largest in the area and that her daughters work with her.
View original language description ↓
Lucina V. de 57 años, vive en una zona periurbana en el Paraíso de Guayaquil, su casa es de cemento solo cuenta con luz y agua pero los caminos del sector donde vive siguen siendo de tierra. Es viuda pero tiene dos hijas que ya están casadas y ya tienen hijos.

Lucina empezó con su negocio de costura cuando su esposo murió ya que no tenía ingresos para sostener su hogar. Con sus ahorros compro una pequeña maquina de coser, y empezó a promocionarse a sus vecinos como costurera.

En la actualidad ella tiene un pequeño taller de costura en su casa trabaja desde las 06:30 am hasta terminar su trabajo. Con el préstamo quiere comprar telas, hilos y botones para su negocio.

En el futuro quiere que su taller sea el mas grande de su sector y que sus hijas trabajen con ella.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 80
    View loans »
    Ecuador Loans Fundraising
  • $25,065,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Lucina Paulina fabric, thread.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 7, 2010
Apr 24, 2010
Currency Exchange Loss:
May 15, 2011