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Yaa B. is happily married and lives with her three children. She has received no formal education. Yaa buys onions in bags and sells them in both small and large quantities to her customers at Abura. Her husband is a teacher.

Yaa uses the income she generates from her sales to help her husband in the general up-keep of the home. Yaa will use the loan to purchase onions for resale as well as yams and maize which is going to serve as an additional trade to invest in. With the new income that is going to come as a result of the loan received, Yaa plans to reinvest into her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,572,300
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Yaa purchase onions for resale as well as yams and maize.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 26, 2010
Apr 23, 2010
Currency Exchange Loss:
Nov 6, 2010