Yuliya owns a retail business that sells various agricultural products, including seeds, fertilizers, and bug killers. Yuliya has a large assortment of products, affordable prices, and a good reputation at the market. She has many repeat clients who buy items from her to use on their gardens.
Yuliya has been in this business for thirteen years. The business is seasonal; she sells most of her items in spring and summer. In this particular area, many people grow a lot of vegetables, so Yuliya's business is very useful to them.
Yuliya would like to borrow 20,000 UAH to purchase seasonal inventories--seeds and fertilizers. She hopes to develop her business even more and to have more clients who will use her services. Yuliya lives with her husband, Alexander, and her son and daughter. Their son is a college student.
About HOPE Ukraine
HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.