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Ginalyn R.'s main source of income comes from making and selling snacks and delicacies like ube jam, banana que and fried sweet potato in her community. She is 23 years old, married and has one small child. They are from the village of San Isidro, Talakag, Bukidnon. Ginalyn is just starting this business.

In 2010, Ginalyn joined HSPFI to gain access to financial services to help improve her living conditions and enable her to engage in business activities. Ginalyn is requesting a loan of 5,000 Philippine pesos (PHP) which will be used to purchase raw ingredients needed to make products to sell. This will be her first loan from HSPFI. She plans to use the additional revenue to supplement the income of her family.

About HSPFI:
HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 678
    View loans »
    Philippines Loans Fundraising
  • $63,147,100
    Funds lent in using Kiva
  • 44.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Ginalyn to purchase raw ingredients needed to make products for sale.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 31, 2010
Apr 22, 2010
Currency Exchange Loss:
Sep 15, 2010