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Over the years, Bernardina A. has provided for her family by raising hogs (including slaughtering) and, more than five years ago, embarking on a fishing business. The profit from these businesses has been the main source of family income. Now Bernardina has access to working capital, her profits are better than before.

Bernardina is requesting another loan from Kiva partner, ASHI, for the much larger amount of 20,000 PHP. She will use this loan to construct a new fish cage for her fishing business and to maintain her hog-raising business. This will allow her to grow her businesses further in order for her children to fulfill their dreams of completing college degrees and finding good jobs.

Bernardina's long-term goals are to build sustainable businesses and construct a more durable home that can survive the flooding that is common in her village. With the support of ASHI and Kiva, she is hopeful that her income-generating activities will provide a steady income to improve her financial stability and give her family a better life. Bernardina’s biggest dream is to have a successful pig farm and fish farm someday. She believes this opportunity will give her the confidence to succeed while helping her family rise out of poverty. Her two businesses are the best ways to provide for her family and she very much wants to lift her family out of the cycle of poverty.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 744
    View loans »
    Philippines Loans Fundraising
  • $63,325,000
    Funds lent in using Kiva
  • 44.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Bernardina to construct a new fish cage and maintain her hog-raising business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 30, 2010
May 1, 2010
Currency Exchange Loss:
May 11, 2011