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Sonata En Invierno Group
In this Group: Maria Paula , Yngrid Jhovana, Benilda Doris, Sonia Esperanza , Rosenda Evarista , Liliana Beatriz, Flor De Maria Jesus , Inelda Victoria, Virgilia
The Communal Bank “Sonata en Invierno” (Sonata in Winter) consists of nine members who are dedicated to various business activities.

Sra. María A. is 61 years old, married, and has a daughter. She is an enthusiastic and enterprising woman who began selling small quantities of groceries and sodas from her home. Over time, her revenues improved and she was able restock her small store. Her first loan was used to purchase larger quantities of groceries, sodas, and beer.

María’s current loan will be used in the same manner to purchase large quantities of groceries, vegetables, candy, and cases of soda. Her goal is to solidify her business by enlarging it and expanding the range of products that she offers to the general public.

View original language description ↓
La alcancía Sonata en Invierno está integrada por 9 socias, quienes se dedican a diversas actividades.
La señora María A. D. 61 años D. edad, emprendedora y entusiasta es casada y tiene una hija.
Ella comenzó a vender en su domicilio con una poca cantidad D. abarrotes y gaseosas, con el transcurrir del tiempo a medida que su ingreso fue mejorando comenzaba a surtir su pequeña tienda.
Su primer préstamo lo invirtió en la compra D. mercadería compro más cantidad D. abarrotes, gaseosas, cervezas.
Su actual préstamo lo invertirá igualmente en su tienda en la compra D. más cantidad D. abarrotes, verduras, golosinas y cajas D. gaseosas
El objetivo D. María, es en la implementación D. su negocio, tanto en la ampliación como en el surtido D. sus productos que pueda ofrecer al público en general

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 84
    View loans »
    Peru Loans Fundraising
  • $58,962,350
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sonata En Invierno Group's $2,350 loan helped a member purchase merchandise for her store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 24, 2010
May 31, 2010
Currency Exchange Loss:
Aug 15, 2010