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Esi A. lives with her four children and is married to a farmer. She has no educational background. Esi is a fishmonger at Abura. The smoked fish is locally called by the Fante people “eban”. It is normally small in size.

Esi uses her income in helping her husband pay their rent and also take good care of her children. Esi will add the loan to her initial capital to purchase other varieties of fish to smoke for sale. With the new profits from her extended business, Esi plans to smoke fish in larger quantity to supply the market women in Abura instead of selling it herself.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Esi add the loan to her initial capital to purchase other varieties of fish to smoke for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 26, 2010
Apr 22, 2010
Currency Exchange Loss:
Nov 24, 2010