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Juana Del Carmen
Sra. Juana del Carmen O. G. is 37 years old, married, and has three young children who are financially dependent on her role as a head of household. Her family lives in the neighborhood of Pablo Calero and has been farming for 21 years.

Among the main plans for Juana’s farm is to reestablish a new crop of pineapples because pests have impacted her production in recent months. For this reason, she is requesting a loan so that she can purchase farming supplies, seedlings, and especially fertilizers so that her land will be in better condition to produce a good harvest. This support will help Juana in the long term because she can devote her household finances to other projects that will help improve the quality of life for her family.

This is not the first time Juana has received a loan. Her previous loans have brought about good results and improvement to her finances. She is able to inject more capital back into her business because demand has picked up in recent months. Juana hopes to be able to meet this demand and experience an increase in her sales.

View original language description ↓
La señora Juana del Carmen O. G., tiene la edad de 37 años es casada, madre de 3 hijos, menores de edad y totalmente dependientes económicamente de la cabeza familiar, la familia habita en el barrio Pablo Calero, y son agricultores desde hace 21 años.

Dentro de los principales planes para los cultivos, está el restablecimiento de nuevas aéreas de plantillos de piña, en los últimos meses las plagas han afectado la producción, y es por esta razón que ellos solicitan de un préstamo para la compra de materiales agrícolas, vegetativos, y sobretodo fertilizantes que provean a las tierras mejores condiciones para la producción de una mejor cosecha, este apoyo que se le brinde a la señora O. le favorecerá a largo plazo en su economía doméstica para la inversión de nuevos proyectos de vida o para con su negocio, que directamente mejoren la calidad de vida de la familia. Este no es el primer préstamo de la señora Juana, ella tras los otros créditos, que ha tenido buenos resultados y mejorado sus finanzas, ella se siente capaz de inyectarle un mayor capital de trabajo, debido a que la demanda ha crecido en los últimos meses y ella espera suplir esta demanda, que le traerá un aumento en las ventas.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $3,636
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $23,442,100
    Funds lent in using Kiva
  • 21.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Juana Del Carmen purchase farming supplies, seedlings, and fertilizers.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
At end of term
Apr 8, 2010
Apr 24, 2010
Currency Exchange Loss:
Jan 15, 2012