Francisca, 41, is married, without children. Her husband owns a Moto Concho (motorbike taxi) and is working as a ‘taxi’ driver in the township. She runs a small cafeteria that she started two years ago. Spaghetti, fried fish, fruit juice, tostones (flattened fried plantains) are some of the things that can be found at her stand. She opens the business early in the morning to attend to people that are going to work or going to school. As a result of this activity, she has been able to help her husband face the housing problems. However, since demand is growing, she is oftenin short supply. She would like to be able to supply a larger amount of goods and sell more so that it will be easier for her to attend to her growing client base. For that purpose, she is requesting an US $375.00 loan that she’ll repay in six months.