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José Manuel
José Manuel C. C., 43, lives with his wife and three children in the La Concepción neighborhood; their two youngest children are in secondary school and their oldest works as a gardener to pay for some of his university expenses like, transportation, food and photocopies.

They have been farmers for the last 21 years and also have a cabinet-making workshop that he inherited from his father that helps him earn income for the daily support of his home. However, his main source of income comes from pineapple farming.

His farming days began thanks to skills his parents imparted to him. Among the basic problems he faces is the lack of support from traditional credit institutions. However, he has gotten help from Afodenic thanks to Kiva funds.

He is asking for this loan for land management so that his crops will be good and subsequent crop sales will provide income for his household either for future investments or for personal expenses.
View original language description ↓
El señor José Manuel C. C., tienen 43 años y con su esposa y sus 3 hijos habitan en el Barrio La concepción, sus dos hijos menores actualmente estudian la escuela secundaria, el mayor se ayuda trabajando como jardinero para el transporte, comida y fotocopias de su universidad, ellos son agricultores desde hace 21 años, y así mismo tienen un taller de ebanistería que gracias a su padre que le dejo de herencia les ha ayudado a conseguir el sustento diario del hogar, pero su fente de ingresos mayor es el cultivo de la piña.

Sus días en la agricultura comenzaron gracias a la enseñanzas que sus padres le brindaron en este rubro, dentro de los problemas básicos que se han enfrentado ha sido la falta de apoyo de los secotres prestatarios pero ha encontrado un apoyo en Afodenic gracias a los fondos Kiva, él solicita este préstamo, para la compra de materiales agrícolas, insumos vegetativos, y fertilizantes, que aporten un mejor mantenimiento a las tierras, para que la cosecha se reproduzca de buena manera y que su posterior venta aporte a las finanzas del hogar, ya sea en la inversión de futuros proyectos del negocio o personales.

Additional Information

About AFODENIC

This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $3,636
    Average annual income
  • 126
    View loans »
    Nicaragua Loans Fundraising
  • $24,035,950
    Funds lent in using Kiva
  • 21.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped José Manuel to buy farm supplies.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 29, 2010
Listed
Apr 23, 2010
Currency Exchange Loss:
Covered
Ended:
Nov 15, 2011