They are taking out their first loan from the microfinance institution, Soro, Yiriwaso, in order to satisfy the needs of their customers. This group of women trade in clothes, cereals, condiments and, in the case of Assa D., fruits. The latter is planning to buy five barrowloads of fruits with her loan. She gets her supplies at the large market, in Sikasso's orchards and the neighboring villages. The fruits are sold at the market in the district of Sanoubougou 1 and within the family, to a customer base made up of men and women. She envisages making an average monthly profit of 12,000FCFA of which part will be used to help her husband pay for the children's education and health and the rest to invest in her business.
Elles sont à leur première collaboration avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle.
Ce groupe de femmes fait le commerce d’habits, de céréales, de condiments et des fruits avec Assa D.
Elle compte acheter avec son prêt, 5 chargements de charrette de fruits .
Elle s’approvisionne au grand marché, dans les vergers de Sikasso et les villages voisins . Les fruits sont vendus au marché du quartier Sanoubougou I et en famille à une clientèle composée d’hommes et de femmes.
Elle envisage réaliser un bénéfice mensuel moyen de 12.000FCFA dont une partie sera utilisée pour l’appui de son mari dans l’éducation et la santé des enfants et l’autre partie sera investie dans les activités.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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