Señor De Malta Group
Mrs. Betty is the president. She is the leader and founder of the bank. She has a business selling hamburgers on Suecia Avenue in the Huayra kàsa neighborhood. This is one of the most populated areas of the city, Cochabamba. She is married and has five school-age children. Her husband is a salaried driver but the money he is paid is not enough to take care of his family. This is why Mrs. Betty helps him with the household bills so they can get their large family ahead. They will buy wholesale supplies and ingredients to make hamburgers with the loan money.
Mrs. Maria is the group's secretary. She is married and has two small children. She is a person who is very responsible and punctual with her payments. She sells food in a temporary area and is active and nice to her companions. She will buy supplies and ingredients to make food with the loan money.
All the members are responsible and dynamic people who, in many cases, get their family's ahead on their own. They are very grateful for Emprender and Kiva for trusting them with a loan.
El Banco D. Emprendimiento "SR. D. MALTA " es un grupo que se encuentra en su cuarto ciclo, esta conformado por 11 miembros 9 mujeres y 2 varones, todos se conocen y se garantizan entre ellos, este grupo esta representada por las siguientes socias:
La Presidenta es la Sra. Betty quien es la lider y fundadora del banco, tiene el negocio D. venta D. hamburguesas, en la Av. Zuecia zona Huayra kàsa, est zona es una D. las zonas populosas D. la ciudad D. cochabamba, Esta casada y tiene 5 hijos que se encuentran en edad escolar, su esposo es chofer asalariado y el dinero que le pagan no alcanza para el sustento D. su familia, por esta razon la señora Betty le ayuda con los gastos del hogar para asi poder sacar a su numerosa familia adelante, con el dinero del credito comprara insumos e ingredientes al por mayor para la elaboracion D. sus hamburguesas.
Como Secretaria esta la Sra. Maria quien es casada y tiene 2 hijas pequeñas es una persona muy responsable y puntual con sus cuotas venD. comida en la zona temporal, es una persona activa y amable con sus compañeras con el dinero del credito comprara insumos e ingredientes para la elaboracion D. sus comidas.
Todas las socias son personas responsables y dinamicas que en muchos casos sacan a su familia adelante solas, estan muy agradecidas con Emprender y Kiva por la confianza brindada en la otorgacion del credito.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid