Monique is the mother of seven children, four girls and three boys, and five of them are married, whereas two others attend secondary school. She struggles so that her children will be able to attend school and graduate with success, but also so that each will be able to have his own house in town and live comfortably.
She is requesting the Kiva loan to buy more bananas and produce more wine to sell to her customers. She hopes that this increase in working capital will lead to a lot more profit. That way, she will be able to resolve certain of her difficulties with daily expenses and paying school fees for her children.
She is one of the members of the « VUGUKURI » group; they are on their seventh loan.
Elle est mère de 7 enfants ; 4 filles et 3 garçons et 5 d’entre eux sont mariés tandis que les 2 autres étudient à l’école secondaire. Elle lutte pour que ses enfants puissent étudier et terminer avec succès mais aussi avoir chacun sa propre maison en ville afin qu’ils vivent aisément.
Elle demande le crédit Kiva pour augmenter la quantité des bananes à acheter pour pouvoir accroitre la quantité de vin qu’elle revend aux clients. Elle a l’espoir d’avoir un grand bénéfice avec cette augmentation de son capital. Elle pourra ainsi résoudre certaines de ses difficultés relatives aux dépenses quotidiennes et les frais de scolarisation de ses enfants.
Elle est une des membres du groupe « VUGUKURI » et sont au 7e cycle.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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