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Bakirova`s Group
In this Group: Toktogul, Temirjan, Anarkan, Mayramkan
Toktogul is 60 years old, a widow. She has 5 children: 4 daughters and 1 son. All of them are grown and live separately. The client is involved in animal husbandry: breeding and fattening of livestock. Prior to the breakup of the USSR, Toktogul worked as a milkmaid at a collective farm. Then, she started to run this business on her own. The loan will be used to buy cows.

Anarkan is 71 years old. Just like the previous group participant, she is a widow. She lives with her grandson. Together, they run a small home business. The monthly income from animal husbandry is about 45 dollars. The loan will be used for the purchase of sheep that will be sent off to a pasture.

Temirjan is 55 years, married. He has 5 children: the sons are 32 and 28 years old, and the daughters are 27, 25 and 20. Together with his wife, Temirjan have been breeding livestock for 5 years. He also plans to buy livestock, using this loan. The photograph also shows Temirjan’s wife.

Mayramkan is 54 years old. Her husband is involved in passenger transportation. She has 7 children. She plans to use the loan to buy sheep for fattening.
View original language description ↓
Токтогул,60, вдова. У нее 5 детей; 4 дочери и 1 сын. Все взрослые и живут отдельно. Клиент занимается животноводством: разведением и откормом скота. До распада СССР она работала в колхозе дояркой. После распада начала заниматься этим делом самостоятельно. Кредит будет потрачен для закупа коров.

Анаркан 71 лет. Она также как и предыдущий участник группы вдова. Она проживает вместе с внуком. Вместе с внуком она содержит маленькое домашнее хозяйство. Ежемесячная прибыль от животноводства составляет около 45 долларов. Кредит будет использован для закупа овец, которые будут переправлены на пастбище.

Темиржан, 55, женат. У него 5 детей: сыновьям 32 и 28 лет. Дочерям 27, 25 и 20. Вместе с супругой они разводят скот на протяжении 5 лет. Он тоже планирует закупить скот на полученный кредит. На фотографии также снялась супруга Темиржана.

Майрамкан 54 года. Ее супруг занимается пассажирскими перевозками. У нее 7 детей. На кредит она планирует закупить овец для откорма.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,318,175
    Funds lent in using Kiva
  • 45.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Bakirova`s Group's $1,125 loan helped a member purchase of cows.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 14, 2010
Apr 22, 2010
Currency Exchange Loss:
Jan 15, 2011