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Phai O., 28, is married and resides with her husband and two children in Sa ang District, Cambodia, an area known for sugarcane plantations. She sells groceries for an income of about USD 4 per day. Her husband raises pigs and produces rice wine, earning an income of USD 8 per day to help cover the family's expenses. O. is requesting a loan of USD 1200 to buy rice to produce more wine and pig food. In the future, she would like to use any additional profit to send the children to a good school. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia. O.'s husband is pictured.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 107
    View loans »
    Cambodia Loans Fundraising
  • $35,070,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Phai to buy rice and pig food.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 9, 2010
Apr 21, 2010
Currency Exchange Loss:
Sep 16, 2010