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Omurzakova`s Group
In this Group: Arzikan, Aysuluu, Gulmira, Kyzan
Arzikan is 47 years old. She is married, and her husband works at Kyrgyztelecom. She has 4 children. The sons are 21, 19 and 16, and the daughter is 14 years old. The oldest son works in Russia, and the younger children go to school. Arzikan is involved in animal husbandry, fattens 2 cows and one calf. She started this business 6-7 years after she moved to a new home. She wants to use this loan to buy sheep for fattening and breeding.

Aysuluu is 34 years old. She is married, and her husband works as a service manager, whose salary is about 180 dollars. The client wants to buy one heifer for fattening and breeding.

Gulmira is 44 years old. She is married and is a mother of 2 sons. Her husband works at the district geology base. The client is involved in fattening and breeding of cattle. Currently, she is fattening one cow with a calf. She is also involved in milk sales and sells 8 liters of milk per day. Gulmira plans to use this loan to buy mineral fertilizers, cotton seeds and treat the soil.

Kyzan is 80 years old. She is a widow. She lives with her son and his family. Her son is a construction contractor, who earns about 120 dollars per month. At the present time, Kyzan is fattening a cow with a calf and sent 1 heifer and 5 sheep off to a pasture. She wants to use the loan to buy a heifer for fattening and breeding.
View original language description ↓
Арзикан 47 лет. Она замужем ее супруг работает в Кыргызтелекоме. У нее 4 детей. Сыновьям 21,19,16, а дочке 14 лет. Старший сын на заработках в РФ, младшие дети учатся в школе. Она занимается животноводством, откармливает 2 коровы и одного теленка, также занимается реализацией молочной продукции. Переехав на новый дом через 6-7 лет начала этот бизнес. На кредит она хочет закупить овец для откорма и разведения.

Айсулуу 34 лет. Она замужем, ее супруг работает начальником службы, зарплата составляет около 180 долларов. Клиент хочет купить одну телку для откорма и разведения.

Гулмира, 44, замужем и мать 2 сыновей. Супруг работает в районной гелогобазе. Клиент занимается откормом и разведением КРС. В настоящее время откармливает одну корову с теленком, также занимается реализацией молока, в день продает 8 лт. На кредит клиент планирует закупить минеральные удобрения, семена хлопка и обработать землю.

Кызан, 80 лет. Она вдова. Она проживает с сыном и его семьей. 'Сын является частным строителем, в месяц зарабатывает около 120 долларов.В настоящее время откармливает корову с теленком, на пастбище отправила 1 телку и 5 овец. На кредит она закупит телку для откорма и разведения.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 71
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,315,525
    Funds lent in using Kiva
  • 45.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Omurzakova`s Group's $900 loan helped a member purchase of sheep.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 16, 2010
Apr 21, 2010
Currency Exchange Loss:
Oct 15, 2010