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Botoyarova Halis`s Group
In this Group: Halis, Mukadashon, Muhayyohon, Gulchehra, Mukaddamhon
Halis, 40, is married. Her husband is an auto mechanic making about $120 a month. Halis has 4 children: two daughters (25 and 23) and two sons (20 and 16). The family's business, a cattle farm, is run mainly by Halis's son. Halis works as a cleaning lady at a local school. This loan Halis will use to purchase a calf for the family farm.

Mukadashon, 37, is a mother of four: a thirteen years old daughter and three sons (10, 8, and 2). Mukadashon sells dairy products and works as a wage worker. Mukadashon started her business 4 years ago with the money from her savings and her children's public assistance. Then, she purchased a sheep, which Mukadashon later resold at a profit and purchased a cow. This loan Mukadashon will use to purchase a sheep to resell it with a profit later.

Muhayyohon, 39, is married. Her husband is a builder. Muhayyohon makes about $4 a day as a wage worker. In addition to that, Muhayyohon raises cattle. She will use this loan to purchase sheep.

Gulchehra is 38. Her husband is a migrant worker in Russia. Gulchehra has 3 children--all of them of school age. Gulchehra has been growing potatoes and plans to grow cotton. She will use this loan to purchase cotton seeds and mineral fertilizer.

Mukaddamhon, just like the other members of this group of borrowers, is a farmer. She now prepares her land to grow cotton. She needs this loan to purchase fuel.
View original language description ↓
Халис 40 лет. Ее супруг автомастер, в месяц зарабатывает около 120 долларов. У нее 4 детей. Дочерям (25, 23) лет , сыновьям (20,16) лет. Бизнес клиентки семейный. В основном занимается сын, закупает корм для живности и откармливает их. Сама клиента также работает техничкой в школе. Она планирует закупить теленка для откорма и реализации.

Мукадасхон 37 лет. У нее 4 детей: дочери 13, сыновьям (10,8,2) лет. Все дети школьники. Клиент активно занимается реализацией молочной продукции, также делает наемные работы. Бизнес был начат 4 года назад на накопленные пособия детей и на сбережения закупили овца, откормив реализовали и закупили корову. Сейчас они планируют закупить овца для откорма и перепродажи.

Мухайехон, 39, замужем. Ее супруг строитель. Клиент занимается наемной работой. В день зарабатывает около 4 долларов, кроме этого выращивают живность. Она планирует закупить овец для откорма и реализации.

Гулчехре 38 лет. Ее супруг находится на заработках в РФ. У нее трое детей. Все они школьники. клиент занимается полеводством, сеет картофель для реализации и готовит землю для посева хлопка. Планирует закупить семена хлопчатника и минеральные удобрения.

Мукаддамхон занимается сельским хозяйством, как и другие участники этой группы. Сейчас она возделывает землю, чтобы посеять хлопок. Кредит нужен для закупа ГСМ.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 45.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Botoyarova Halis`s Group's $1,050 loan helped a member to buy a calf, sheep, cotton seeds and fertilizer, and fuel.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 5, 2010
Apr 22, 2010
Currency Exchange Loss:
Jan 15, 2011