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Hout N., 48, is married and resides with his wife and four children in Phnom Penh City, Cambodia, an area known for being the most populous city in Cambodia. He is a motor-taxi driver and security guard at a garment factory for an income of about USD 3 per day. His wife is a cleaner, earning an income of USD 2 per day to help cover the family expenses.

N. is requesting a loan of USD 1,000 to purchase a new motorbike because his motorbike is old and consumes a lot of gasoline. In the future, he would like to use any additional profit to support the children’s studies. This is his first loan from CREDIT, a long-standing Kiva partner in Cambodia.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 262
    View loans »
    Cambodia Loans Fundraising
  • $38,023,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hout buy a new motorbike.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 22, 2010
Apr 21, 2010
Currency Exchange Loss:
Oct 19, 2011