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Adjoa O. is married and has eight dependents. She has received junior high education. Adjoa cooks 'banku' (a cornmeal-based staple) for sale near a school at Abura. She has been preparing 'banku' for sale for some time now. Her husband is a farmer.

Adjoa uses her income she acquires from her sales to help her husband in the payment of school fees and utility bills. Adjoa will use the loan to purchase more maize to use to prepare her 'banku' for sale. With the new profits from her expanded business, Adjoa plans to reinvest back into her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 38
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Adjoa purchase more maize to prepare her 'banku' for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 24, 2010
Apr 21, 2010
Currency Exchange Loss:
Nov 17, 2010