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Hawa
Mrs Hawa Dembélé is 52 years old, married and mother to seven children. She lives with her husband in a nuclear family in the Darsalam district of Ségou (fourth administrative region of the Republic of Mali). When she left school in 5th grade (a fundamental year in the Mali education system) she started to get interested in revenue-generating activities with her mother. Hawa opted for the preparation and sale of soft drinks, such as fruit juices. She enjoys a large customer base and a good reputation.

In order to make her juice she uses 2kg of sugar, six large sachets of juice powder and six sachets of valine sugar. All this is placed in a bucket of 15 litres of water.

As she needs to have new equipment in order to cope with customer demand, she turned to Soro Yiriwaso. Having already had three group loans and two individual loans, all of which were repaid on time, she is now on her third individual loan, which will be used to buy a refrigerator locally in Ségou.

Mrs. Hawa Dembélé sells for cash and on credit to a customer base made up of men and women. With this loan she is planning to make a monthly profit of 50,000 FCFA; this will allow her to pay her children's school fees. Her ambition is to diversify her business by selling flasks or gourds made from calabash.
View original language description ↓
Madame Hawa Dembélé est âgée de 52 ans, mariée et mère de 7 enfants. Elle vit avec son mari dans une famille nucléaire dans le quartier Darsalam de Ségou (quatrième région administrative de la république du Mali).
Ayant abandonné l’école en classe de 5ème année fondamentale (système éducatif Malien), elle s’intéressa alors aux activités génératrices de revenus auprès de sa mère. Hawa opta pour la préparation et la vente de boissons non alcoolisées telles les jus de fruits. Elle jouit d’une grande clientèle et notoriété.
Pour faire son jus elle utilise 2kg de sucre, 6 sachets de poudre de jus grand format et 6 sachets de sucre de la valine, le tout est mis dans un seau de 15litres d’eau.
Dans le souci d’avoir un nouvel équipement afin de faire face à la demande clientèle, elle fait recours à Soro Yiriwaso.
Après 3 prêts solidaires et 2 prêts individuels tous correctement bien remboursés, elle est à son 3ème prêt individuel qui sera utilisé pour acheter, 1 réfrigérateur sur place à Ségou.
Madame Hawa Dembélé vend au comptant et à crédit à une clientèle composée d’hommes et de femmes.
Avec ce prêt elle compte réaliser un bénéfice mensuel de 50 000FCFA, grâce auquel elle payera les frais scolaires des enfants.
Son ambition est de diversifier son activité en menant la vente de calebasses.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 21
    View loans »
    Mali Loans Fundraising
  • $9,975,475
    Funds lent in using Kiva
  • 486.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Hawa purchase of a refrigerator.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 14, 2010
Listed
Apr 21, 2010
Currency Exchange Loss:
Covered
Ended:
May 15, 2011