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Marqueza Manivela
Marqueza Manivela D. C. was born in Nampula Province in northern Mozambique. He is 37 years old, married, and is the father of three children, ages 16, 8 and 4. The two eldest go to school. Marquesa is attending seventh grade. He did not finish school before because of financial difficulties. He lives in his own house with his family and also supports his mother, who lives in Nampula, by sending her money to meet household needs.

He left Nampula for Maputo in Boane District while performing military servicie. He has been employed by the Ministry of Defense since 1997. He has no employees. His wife has a business selling meat and helps her husband by sharing household expenses. Marquesa has a salary of 6,128 meticais per month, which he uses for household needs and saves some in his bank account (at Millenium Bim).

He had a loan with Millenium Bim and decided not to continue with them. He learned about Hluvuku through co-workers in the military who are also customers of this institution. This is his second loan. He is asking for 15,000 meticais to buy construction materials (zinc sheets, cement, beams, iron and other items) to continue construction work on his house. The previous loan was for 10,000 meticais and was for the same purpose.

He promises to pay this loan off on time so he will be able to take out others. In the future he would like to ask for more loans to continue improving his house, so he can offer his family better living conditions.
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Marqueza Manivela D. C. nasceu na Província de Nampula, Norte de Moçambique, tem 37 anos de idade, casado e pai de 3 filhos de 16, 08 e 04 anos de idade, os dois mais velhos vão a escola. Frequenta 7ą classe, não continuou na altura devido a falta de condições financeiras. Vive na casa própria com a sua família e sustenta sua mãe que esta em Nampula enviando lhe dinheiro para responder as necessidades de casa.
Saiu de Nampula para Maputo no Distrito de Boane cumprindo o serviço militar, é quadro do Ministério D. Defesa desde 1997. Não possui nenhum empregado, a esposa tem um negócio de venD. de carne e ajuD. o marido na partilha de despesas de casa. Marquesa tem um salário de 6.128.00mt por mês, que aplica nas despesas de casa e ainD. poupa algum na sua conta Bancária (Millenium Bim).
Ja teve empréstimo no Millenium Bim e decidiu não continuar, conheceu a Hluvuku através de colegas de serviço que também são clientes desta instituição. Este é o seu 2º empréstimo no valor de 15.000.00mt com o qual pretende comprar material de construção (chapas de zinco, cimento, barrotes, ferro e outros) para dar continuidade com a construção D. sua casa. O empréstimo anterior foi de 10.000.00mt, para a mesma actividade.
Compromete se a pagar devidamente este empréstimo para poder aceder a outros. No futuro pretende solicitar mais empréstimos para continuar com melhoria D. sua casa, para poder oferecer melhores condições de habitabilidade a sua família.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,389
    Average annual income
  • 7
    View loans »
    Mozambique Loans Fundraising
  • $2,308,850
    Funds lent in using Kiva
  • 34.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Marqueza Manivela purchase of construction materials (zinc sheets, cement, beams, iron and other items).
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 24, 2010
Listed
Apr 29, 2010
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2011