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Luciana Esmeralda
Luciana Esmeralda H. is 28 years old. She lives in the El Carrizal canton, which is located in Jiquilisco in the Usulután department. She lives with her husband and their two children. They help Luciana in the business.

She has a business selling cashew seeds. She cooks them, peels them, and then puts them in small bags. Then they are ready to sell. Her two children help her with this process. Later, Luciana goes to sell them as a street vendor in the different neighborhoods in Usulután.

This work produces very acceptable earnings. The earnings allow her to give her husband the necessary help to pay all of the household expenses. It also allows her to give her children everything they need.

That is why Luciana is requesting a loan from Integral to be able to buy more plastic bags and more “pepas”. Pepas is the name for the cashew seed before it is prepared.
View original language description ↓
Luciana Esmeralda H. de 28 años de edad, Reside en Cantón El Carrizal, ubicado en Jiquilisco, departamento de Usulután. Vive junto a su esposo y dos hijos, los cuales le ayudan a Luciana en el negocio. Ella posee una venta de semillas de marañon, las cuales se encargar de cocinar y pelar y luego las coloca dentro de pequeñas bolsas, las cuales quedan listas para comercializar, en este proceso le ayudan sus dos hijos, y posteriormente Luciana sale a vender de forma ambulante por las diferentes colonias de Usulután, este es un trabajo el cual le brinda ganancias bastante aceptables así mismo le permiten brindarle la ayuda necesaria a su esposo para solventar todos los gastos del hogar, y brindarles todo lo que sus hijos necesitan. Es por esto que Luciana solicita un préstamo a Integral a través del cual pueda comprar más bolsas plásticas y de esta misma forma más pepas, el cual es el nombre que se le da a la a la semilla de marañon antes de ser preparada.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 720
    View loans »
    El Salvador Loans Fundraising
  • $27,126,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $950 helped Luciana Esmeralda buy cashew seeds to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 21, 2010
Apr 21, 2010
Currency Exchange Loss:
Jul 2, 2011