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Mao S., 50, is married and resides with her husband and three children in Phnom Penh City, Cambodia, an area known for being the most populated city in the country. She is a cleaner and cook at a foreigner’s house for an income of about USD 3.50 per day. Her husband is a motor-taxi driver, earning an income of USD 5 per day to help cover the family expenses.

S. is requesting a loan of USD 400 to get their old motorbike repaired so she can travel to her business smoothly. In the future, she would like to use any additional profit to repair her house. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia. S.'s husband is pictured here.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 105
    View loans »
    Cambodia Loans Fundraising
  • $35,070,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Mao get their old motorbike repaired.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 7, 2010
Apr 20, 2010
Currency Exchange Loss:
Apr 17, 2011