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Irma
Irma belongs to the "Virgin Mary of Inquilpata" community bank of the Arariwa Association. The community bank has functioned for four cycles.


Irma is 20 years old and lives in the community of Inquilpata in the Anta district of the Cusco region. Her main economic activity is raising animals and them selling them at the Country Fair of the Rural Community of Inquilpata-Anta on Thursdays. Her husband offers transportation services in his motortaxi (a motortaxi is defined as a "a motorcycle with three wheels and a roof that is used as a popular means of transport for short trips" in exchange for money, in the same form as a taxi).


Irma is a hard-working and entrepreneurial young woman who always looks for opportunities to advance and aid her family with her daily effort. She needs the loan to do maintenance on the motortaxi. She says that she is happy and satisfied with the credit, savings, and training services that the Association offers.


Irma is grateful for the opportunity offered through the loan and promises to make the payments on schedule. The community of Inquilpata is an hour and ten minutes from the city of Cusco.

View original language description ↓
Irma pertenece al banco comunal “VIRGEN MARIA DE INQUILPATA” de la Asociación Arariwa. El banco comunal tiene 4 ciclos de funcionamiento.

Irma, tiene 20 años, es conviviente y vive en la comunidad de Inquilpata del distrito de Anta del departamento del Cusco. Su principal actividad económica es criar animales y después venderlos en el Campo Ferial de la Comunidad Campesina de Inquilpata-Anta los días viernes. Su esposo se dedica a brindar servicios de transportes en su mototaxi (El término mototaxi o mototaxismo es definido como “motocicleta de tres ruedas y con techo que se usa como medio de transporte popular para trechos cortos” a cambio de dinero de la misma forma que un taxi.)

Irma es una joven trabajadora y emprendedora que busca a cada momento las oportunidades para salir adelante y con su esfuerzo diario ayudar a su familia, ella requiere el crédito para hacer el mantenimiento del mototaxi y manifiesta, que se encuentra contenta y satisfecha con los servicios de crédito, ahorro y capacitación que brinda la Asociación.

Irma se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma. La comunidad de Inquilpata se encuentra a una hora y diez minutos de la ciudad del Cusco.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $6,715
    Average annual income
  • 80
    View loans »
    Peru Loans Fundraising
  • $55,191,575
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Irma do maintenance on the motortaxi.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 25, 2010
Listed
Apr 20, 2010
Currency Exchange Loss:
Covered
Ended:
Oct 15, 2010