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Juntas Venceremos (Cuenca) Group
In this Group: Sandra Mercedes, Maria Del Carmen, Maria Ines, Rosa Elvira, Angela Elvira, Guadalupe Del Rocio*, Alexandra Lisset, Daysi Katherine, Fany Liliana, Maria Veronica, Valerie Tricia
* not pictured
The community bank “Juntas Venceremos” (Together We will Conquer) is formed by a group of women that always think about their families first and they work every day to offer them a better quality of life; they live in city of Cuenca, a major city well known for their writers, culture, gastronomy and their people who are very pleasant.

Mrs. María M. is 22 years old and lives with her husband and 3-year old daughter in a rented house located in the major city of Cuenca. Her husband works as a fee collector in the inter-province buses; she will start her own business selling Herbalife products; she already has her own customers since she works with her cousin selling these products.

This is her first loan; she became a member of the community bank thanks to her sister; whit the loan, she will buy vitamins and nutritional supplements from Herbalife. Her goal is to better herself a little more every day.

Mrs. Fanny N. lives in the major city of Cuenca; she is a cheerful member and this is her fifth cycle working with her community bank; she was invited by another member of the community bank. The loans have benefited her business; she works in the art of tailoring for which she graduated; she is also a teacher and has a small workshop which she has owned for a year now. She does not have a fixed work schedule and she works as required by the orders she has.

Fanny is 20 years old, lives in a common-law marriage and is the mother of a 2-year old daughter. Her husband emigrated in search of a better future for the family and he sends money to support them both; she does not have her own house so she leaves with her mother-in-law. With the money from the loan, she will invest in her workshop buying fabrics, threads, chalk, zippers, buttons, etc. Her goal is to become a professional fashion designer.
View original language description ↓
El Banco Comunal Juntas Venceremos se encuentra formado por un grupo de mujeres luchadoras que siempre piensan en sus familias primero y trabajan día a día para entregarles una mejor calidad de vida, viven en la ciudad de Cuenca, urbe reconocida por sus escritores, su cultura, su gente que es muy amable y gastronomía.

La señora María M. tiene 22 años de edad, vive arrendado una casa en la urbe de la ciudad de Cuenca con su esposo y su niña de tres años, su esposo trabaja como cobrador de los buses interprovinciales mientras que ella iniciará su propio negocio en la venta de productos Herbalife ya cuenta con su propia clientela porque trabajaba con su primo en la venta de estos productos.

Este es su primer crédito y llegó ser parte del banco comunal gracias a su hermana, con su crédito comprará vitaminas, suplementos alimenticios de la línea Herbalife. Su meta es superarse cada día un poco más.

La señora Fanny N. vive en la urbe de la ciudad de Cuenca, es una socia muy alegre, se encuentra en su quinto ciclo trabajando con su banco comunal invitada por una compañera del mismo, los créditos le han beneficiado en su negocio pues ella se dedica al arte de la sastrería se graduó a mas de ejercer es maestra, cuenta con un pequeño taller de su propiedad hace un año, no tiene un horario fijo de labores y trabaja según la cantidad de pedidos que tenga.

A sus veinte años Fanny vive en unión libre y ya es madre de una niña de dos años, su esposo migró al exterior en busca un mejor futuro para su familia y le envía dinero para cubrir las necesidades de las dos, aun no tiene casa propia por lo que vive en casa de su suegra; con el dinero de su crédito va a invertir en su taller comprando telas, hilos, tizas, cierres, botones etc...

Su meta es llegar a ser una modista profesional.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Juntas Venceremos (Cuenca) Group's $2,575 loan helped a member buy vitamins and nutrional supplements form Herbalife; buy fabrics, threads, zippers, chalk, buttons.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 26, 2010
Listed
Apr 20, 2010
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2010