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Mayra
Mayra R. Romero is a young 22 year old woman who lives with her mother in a community called Caño Negro, located in Los Chiles, in the province of Alajuela. This community is distinctive for being mountainous, and for being very close to the northern frontier of our country. Its principal economic activities are livestock and agriculture, specifically the growth of basic grains, sugarcane, and oranges.

Since Mayra finished high school, she worked helping her mother with household chores, as she had not yet found a job. Thanks to the development of sustainable tourism in the area where she lives, various hotels opened that needed staff. Thanks to the English that she learned in high school, today she is working as a receptionist in the Hotel Natural Lodge. With this work, she has been able to improve the lives of her family and herself.

Due to her schedule and the distance from her house, she has to walk alone from the place where the bus lets her off to her house at all hours of the night. It is for this reason that she is asking for a loan of ¢666,000 (six hundred and sixty-six thousand colones) for the purchase of a motorcycle so she can transport herself to the hotel and so continue with her job.

Mayra is part of the Empresa de Crédito Comunal Emcrecoba, one of the 100 member organizations belonging to EDESA in Costa Rica. This would be her first loan. However, she emphasizes that thanks to this type of organization and related credit facilitations, many people without sufficient resources can reach their dreams.
View original language description ↓
Mayra R. Romero es un Joven de 22 años de edad la cual vive con su Madre en una comunidad llamada Caño Negro localizada en Los Chiles, provincia de Alajuela; está comunidad se destaca por ser una zona montañosa y por estar muy cerca de la frontera norte de nuestro país. Sus principales actividades económicas son la ganadería y la agricultura específicamente se da la siembra de granos básicos, caña de azúcar, naranja.

Desde que Mayra termino el colegio ella se dedicaba a ayudarle a su madre en los quehaceres del hogar ya que no había podido conseguir un trabajo. Gracias al desarrollo del turismo Sostenible en la zona donde ella vive se abrieron varios hoteles que tenían que necesitaban personal. Gracias al Ingles que aprendió en el colegio hoy está trabajando como recepcionista en el Hotel Natural Lodge. Con este trabajo ella ha podido mejorar su calidad de vida y la de su familia.

Debido a su horario y a lo alejado de su casa ella tiene que caminar sola desde el lugar donde la deja el bus hasta su casa a altas horas de la noche. Es por eso que ella está solicitando un préstamo de de ¢666,000 (seiscientos Sesenta y seis mil colones) para la compra de una una motocicleta para transportarse hasta el hotel y así poder mantener su trabajo.


Mayra forma parte de la Empresa de Crédito Comunal Emcrecoba, una de las 100 organizaciones socias de EDESA en Costa Rica. Este será su primer préstamo. Pero ella destaca que gracias a este tipo de organizaciones y medios facilitadores de crédito muchas personas sin recursos suficientes pueden alcanzar sus sueños.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $11,100
    Average annual income
  • 6
    View loans »
    Costa Rica Loans Fundraising
  • $3,979,500
    Funds lent in using Kiva
  • 555.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Mayra to buy a motorcycle for Mayra's commute.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Apr 23, 2010
Listed
Apr 20, 2010
Currency Exchange Loss:
Possible
Ended:
Feb 18, 2012