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Esperanza Leonor
Esperanza P., 35, lives in a periurban area of El Guasmo, Guayaquil (so-called due to a species of tree, Guazuma ulmifolia. El Guasmo is a popular, low-income neighborhood that used to be a hacienda). Her husband is a master bricklayer and they have two children: 18 and 15 years of age.

Five years ago Esperanza invested her savings in clothing to sell door-to-door in neighborhoods that she was most familiar with. This method of selling was well-received because people enjoyed the ease of buying without having to go to shopping centers.

This very good idea of hers made it possible for her to buy a tent and set up a clothing sales stall outside the El Guasmo market. Now she works from 7 until 12:30 every day; she sells pants, blouses, underwear, etc.

She will use the funds to buy pants, blouses and underwear to stock her stall.

In the future she would like to have another sales stall to insure her family’s future.
View original language description ↓
Esperanza P. de 35 años, vive en una zona periurbana en el Guasmo (fue nombrado así debido a la especie de árboles Guazuma ulmifolia. El Guasmo es un barrio popular, de clase humilde, que anteriormente era una hacienda) de Guayaquil. Su esposo es maestro albañil ellos tienen 2 hijos de 18 y 15 años de edad.

Esperanza hace 5 años atrás invirtió sus ahorros en ropa para venderlas caminando de casa en casa en las zonas que ellas mas conocía. Esa manera de vender tuvo muy buena acogida ya que a las personas les gusto la facilidad de comprar ropa sin ir a un centro comercial.

Por esa muy buena idea ella obtuvo suficientes ingresos para comprar una carpa y poner un puesto de ropa en las afueras del mercado del Guasmo. Ella ahora trabaja desde las 07:00 hasta las 12:30 todos los días. Vende pantalones, blusas, ropa interior etc.

Con el préstamo quiere comprar pantalones, blusas, ropa interior para su puesto de venta de ropa. En el futuro quiere tener otro puesto de ropa y así asegurar el futuro de su familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,133,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Esperanza Leonor for pants and blouses.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 30, 2010
Listed
Apr 20, 2010
Currency Exchange Loss:
N/A
Ended:
May 15, 2011