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Soutoura  (Prendre Soin De Soi) Group
In this Group: Massitan , Assan , Sali , Awa, Rokia
Soutoura is a group of women from Koutiala who know each other well because they live together in the same district, in large traditional families with their husbands, children and co-wives. They are, on average, 35 years old, married and have at least three children each. The Group Soutoura buys and sells cosmetic products, clothing and food condiments.
To grow their business, the members of the group decided to get involved with the credit institution Soro Yiriwaso two years ago.
Sali Traoré, one of the members, buys and sells all sorts of food condiments (oil, onion, Sounbala, tomatoes, Maggie bouillon cubes, garlic, spices, etc.). She is very much in demand because she occupies a good place in the heart of the market near the butchers.
She plans to use her loan to buy a considerable quantity of food condiments. She gets her merchandise in bulk at the main market in Koutiala and resells it at retail for cash to a clientele composed mainly of women.
While the other members of the group Soutoura plan, on average, to clear a profit of 105,000 FCFA each during this loan cycle, Sali Traoré plans to clear 120,000 FCFA. In addition to repaying the loans, they use a part of their income to meet daily family expenses.
They hope to strengthen this partnership with Soro Yiriwaso so that they can diversify their business activities.
View original language description ↓
Soutoura est un regroupement de femmes de Koutiala qui se connaissent bien car elles vivent ensemble dans le même quartier, dans de grandes familles traditionnelles avec leurs maris, enfants et coépouses. Elles ont en moyenne 35 ans, sont mariées et mères d’au moins 3 enfants.
Ce groupe Soutoura fait l’achat et la vente de produits cosmétiques, d’habillements et de condiments alimentaires.
Pour augmenter la taille de leurs activités, les membres du groupe ont décidé d’intégrer le programme crédit de Soro Yiriwaso il y a deux ans.
Sali Traoré qui est un des membres fait l’achat et la vente des condiments alimentaires de toutes sortes (huile, oignon, Sounbala, tomates, cubes magies, ail, épices etc.) Elle est très sollicitée car elle occupe une bonne place au cœur du marché sous le hangar des bouchers.
Elle compte utiliser son prêt pour acheter, une importante quantité de condiments alimentaires. Elle se procure de ces marchandises au grand marché de Koutiala en gros pour les revendre en détail et au comptant à une clientèle essentiellement féminine.
Tandis que Les autres membres du groupe Soutoura comptent réaliser un bénéfice moyen de 105 000FCFA chacune au cours de ce cycle, Sali Traoré elle, compte réaliser 120 000 FCFA.
En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses courantes de la famille.
Elles souhaitent voir renforcer ce partenariat avec Soro Yiriwaso pour pouvoir diversifier leurs activités.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 35
    View loans »
    Mali Loans Fundraising
  • $11,410,125
    Funds lent in using Kiva
  • 487.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD