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Mrs. But S. started her business a long time ago. She is a grocery seller. She is 40 years old and the mother of three children, all three of whom are single and assist her in the business when they are not studying.

She currently sells her items, such as cooking ingredients and sweets for kids, to the villagers. Another income source comes from her husband who works as a military policeman.

The family has been building their house for a long time but due to the family's financial problems, the construction is still not completed. Therefore, But S. requested a loan of $1000 in order to finish building their house. But S. intends to use some of the loan to add to the quantity of her grocery inventory as well.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped But to finish building their house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 6, 2010
Apr 19, 2010
Currency Exchange Loss:
Mar 15, 2011