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Pacencia D. C. is a 59-year-old married woman from Antipolo, Rizal. She and her husband feel blessed to have six children. She is a member of the Dalig center of Ahon Sa Hirap, Inc. (ASHI) Rizal West Branch. Pacencia is a very industrious woman determined to achieve a better life. Despite hardships caused by poverty, she remains strong and dedicated in her desire to improve her family’s standard of living. The love and support of her husband makes her life quite meaningful.

To earn a living, Pacencia buys and sells chickens. She has been engaged in this business for three years. She joined ASHI, a micro-finance institution and Kiva partner in the Philippines, in 2007. During the course of her membership, she has been noted as an excellent performer with respect to regular attendance at meetings, loan repayment and projects. She is now seeking her third loan in the amount of 20,000 PHP to purchase additional inventories of chickens.

Pacencia's dream is for her grandchildren to complete college. Additionally, she hopes to continue her business as a sustainable livelihood to support her family. She also hopes to finish the building of their new house made of concrete.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 1483
    View loans »
    Philippines Loans Fundraising
  • $59,409,725
    Funds lent in using Kiva
  • 44.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Pacencia to purchase additional inventories of chickens.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 30, 2010
May 1, 2010
Currency Exchange Loss:
Oct 15, 2010