Luzvilla G. is from the village of Misom Baliangao, Misamis Occidental. She is 53 years old, married and has 2 school-aged children. Luzvilla owns and operates a specialized retail store, selling daily use products such as shampoo, soap, toothpaste, eggs, salt, etc. in the local community. Luzvilla has been involved in her business for over 5 years and earns approximately 4,000 PHP a month from it.
In 2009, Luzvilla joined GDMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Luzvilla has successfully repaid a previous loan of 5,000 PHP from GDMPC, which was used to to purchase additional products to sell. Luzvilla is requesting a new loan, her second, of 7,000 PHP, which will be used to purchase additional inventory and working capital. She plans to use the additional revenue generated from the business to supplement her family's income.
GDMPC is one of the most progressive cooperatives in Mindanao, Philippines. It has four branches and three units offices covering the provinces of Zamboanga del Sur, Lanao del Norte and Misamis Occidental. Its membership is composed mostly of farmers, fisherfolks and small entrepreneurs.
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Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.