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Na We Yone Group
In this Group: Kadiatu, Margret, Aminata
Pictured here are members of the “Na We Yone” group from the small town of Waterloo, near Freetown, Sierra Leone’s capital city. Members of this group are all local entrepreneurs in Waterloo, where “Shine on Sierra Leone” partnered with SMT to start a branch. They are seeking a loan of 2,400,000 leones from Kiva lenders in order to invest in their businesses.

Kadiatu S., 28 years old and pictured on the left, is the leader of the group. Kadiatu was born in Magburaka town in Northern Sierra Leone. She is married to a building contractor and they have four children who are attending primary and secondary schools. Kadiatu has been a businesswoman for more than ten years now. She sells market food such as palm oil (the most popular cooking oil), magi (used to give sauce a sweet taste), pepper, garden eggs (eggplant), etc. With this loan, she will travel to a periodic market center in Kono, and buy the above goods wholesale to add to her business.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $903
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,015,475
    Funds lent in using Kiva
  • 3,856.6
    Sierra Leone Leones (SLL) = $1 USD