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Laxmi
Laxmi is 22 years old and lives in the home of her parents with her husband Ronald (age 25), who is a farmer, and their two young children.


Two years ago, Laxmi opened a store selling spare parts for cars and trucks. This type of product is unique in the area where she lives (in the central jungle). However, time has proven that hers is a good business because it has grown significantly. She now offers a variety of parts because she has regular customers who come to her whenever they need to fix a problem with their cars. Her work is peaceful because her business is located in her home, which also allows her to look after her children. Her business also generates good revenue because it is the only one of its kind in the area. Meanwhile her husband works as a fruit farmer while she devotes all of her time to her parts business. Despite her young age, Laxmi has many plans for the future, including expanding her business and offering a wider variety of parts.


This is her fourth loan with MFP. She is very grateful to everyone who made this loan possible so that she can continue working. Laxmi says her Communal Bank is one of the most organized groups. In addition, all the members are punctual when submitting their payments. She plans to invest the money she requested in the purchase of a large quantity of spare parts so that she can restock her business and offer better service to her customers.

View original language description ↓
Laxmi tiene 22 años, vive en la casa de sus padres al lado de su esposo Ronald (25), que es agricultor y de sus 2 hijos menores.

Desde hace 2 años instaló una tienda de venta de repuestos para autos y camiones, algo singular en la zona donde vive (selva central). Pero el tiempo le demostró que era un buen negocio, ya que en poco tiempo ha crecido bastante y ahora puede ofrecer diversidad de repuestos a sus habituales clientes que la buscan ante cualquier problema de sus autos. El trabajo es tranquilo, ya que está ubicado en su casa y mientras lo atiende no descuida la crianza de sus hijos, además como es el único negocio de su tipo por la zona donde vive, las ganancias que le genera son buenas. Así, mientras su esposo siembra frutas, ella se dedica por entero a la venta de los repuestos. A pesar de su juventud Laxmi tiene muchos planes para el futuro, entre ellos ampliar su negocio y ofrecer mayor variedad de repuestos.

Este es el cuarto préstamo que tiene con MFP y está muy agradecida con todas las personas que hicieron posible el crédito que le permitirá continuar trabajando. Además dice que su grupo comunal es uno de los más organizados, pues todos los integrantes son muy puntuales en el pago de sus cuotas.

Laxmi tiene pensado invertir el dinero solicitado en la compra de mayor cantidad de repuestos para abastecer su negocio y ofrecer un mejor servicio a sus clientes.

About Peru

  • $6,715
    Average annual income
  • 102
    View loans »
    Peru Loans Fundraising
  • $55,238,100
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Laxmi purchase spare parts to increase her inventory.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 14, 2010
Listed
Apr 19, 2010
Currency Exchange Loss:
Possible
Ended:
Mar 24, 2011