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San Vicente (Cuenca) Group
In this Group: Zoila Balvina, Maria Natividad, Claudia Johana, Rosa Beatriz, Bertha Natividad, Luz Beatriz*, Maria Elvia, Maria Dolores, Digna Isabel, Silvia Teresa*, Rosa Alejandrina, Rosa Alejandrina
* not pictured
We find the San Vicente Bank in the town of Cumbe. The full name of this locality is San Luís de Cumbe, and it is located in the southeast part of the city of Cuenca. The majority of residents are dedicated to farming and raising livestock. This bank is comprised of enterprising women who are always in search of a better standard of living. They are managing this through their daily work, which makes them very proud. On this occasion, we are accompanied by Mr. Eulogio Rojas, Regional Coordinator for Azuay, together with our other members.

Digna C. is one of our own. She lives in a newly completed home in the San Vicente community, along with her husband who works in construction. They have three children, ages 4, 3 and 1. Digna is 23 years old, and has dedicated herself to embroidery for the past eight years, an art form that she learned from her mother. She works alone from her house, dividing her time between her craft and tending to the household chores. She doesn’t have a fixed schedule, as her work can vary depending on the number of orders she has. She also raises guinea pigs and chickens, both for the family’s consumption and to sell in the event they find themselves in a financial bind. This is the fifth loan cycle for this cooperative bank, and the loan requested would be used to invest in more guinea pigs and chickens as she would like to raise additional animals.

Rosa Alejandrina P. is 43 years old, and another member of this bank. She lives with three of her five children, as the two oldest kids are married and living independently. Her 18-year old son works in construction, helping to support the household. Her 15-year old daughter helps her with the house and caring for the animals. Only her youngest is studying at the local school. Her husband has lived abroad for eleven years, helping them out financially. Thanks to their efforts and sacrifice, they managed to build their own home. They are in their fourth cycle with the cooperative bank, thanks to the invitation from a member. With previous loans, she bought some guinea pigs and chickens, but she also dedicates herself to embroidery of traditional garments. She learned this skill on her own, and has been doing it for twelve years. She will use the loan to buy threads and fabric with which to make her garments. Her goal is to have a larger workshop, and to be able to teach this lovely art form to more women in her locality.
View original language description ↓
El Banco San Vicente lo encontramos en la parroquia Cumbe siendo el nombre completo de esta localidad San Luís de Cumbe está ubicada al sureste de la ciudad de Cuenca, su gente se dedica a la agricultura y ganadería. Este banco lo integran mujeres emprendedoras que siempre están en busca de una mejor calidad de vida y lo están consiguiendo con su trabajo diario, de lo que se sienten muy orgullosas. Esta ocasión nos acompaña el señor Eulogio Rojas Coordinador de la Regional Azuay junto a nuestras socias.

La señora Digna C. es una de nuestras, vive en su casa propia apenas terminada de construir en la comunidad San Vicente con su esposo que trabaja en el área de la construcción y sus tres hijos de 4,3 1 año, ella tiene 23 años de edad y se dedica al bordado desde hace ocho años arte que fue inculcada por su madre, trabaja sola y en su casa compartiendo con las actividades del hogar por lo que no tiene un horario fijo y depende de los pedidos que tenga, aparte de este negocio cría cuyes y pollos tanto para el consumo en su casa como para venderlos cuando tiene alguna urgencia económica.

Este es su quinto ciclo con el banco comunal y el crédito solicitado lo invertirá en la compra de más cuyes y pollos para incrementar su criadero, su meta es tener un criadero de pollos más grande.

Rosa Alejandrina P. tiene 43 años y es otra de las socias de éste banco, vive con tres de sus cinco hijos pues los dos primeros ya son casados y viven independientes, su hijo de 18 años trabaja en la construcción aportando con los gastos del hogar, su hija de 15 le ayuda en casa con el cuidado de los animales y solo su último hijo estudia en una escuela de la localidad, su esposo vive en el exterior hace once años y les ayuda económicamente y gracias al esfuerzo y sacrificio lograron edificar su casa propia.

Se encuentra en el cuarto ciclo trabajando con su banco comunal gracias a la invitación de una amiga socia de éste banco, con los créditos recibidos compró poco a poco sus cuyes y pollos, pero también se dedica al bordado de polleras (vestimenta tradicional) arte que aprendió sola y por habilidad en la que lleva doce años. Con el crédito solicitado comprará hilos, tela para confeccionar las polleras.

Tiene como meta llegar a tener un taller más grande para enseñar éste hermoso arte a más mujeres de su localidad.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of San Vicente (Cuenca) Group's $3,300 loan helped a member to buy guinea pigs and chickens, and also thread and fabric to make traditional embroidered garments.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 25, 2010
Listed
Apr 19, 2010
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2010