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Carlos Eddy
Carlos Edy, 44, is married and lives in Nueva Guinea’s Rio Plata neighborhood. He has been principal of Vigarmy Flores School for 21 years. His four children are all students; the oldest son is in 4th grade, two other sons are in 1st grade and his daughter is in second year of secondary school.

He is requesting refinancing of his 6th loan to replace the zinc metal roof on the kitchen and to buy building materials and supplies to build a bedroom for better living conditions.

His greatest wish in life is to see all four children become professionals and employed.
View original language description ↓
El profesor Carlos Edy de 44 años de edad es casado, vive en la colonia Rio Plata en Nueva Guinea, trabaja como director de la Escuela Vigarmy Flores desde hace 21 años, tiene 4 hijos los cuales estudian, el mayor en cuarto año, 2 hijos estudian primer año y la hija mujer en 2do año de secundaria.

Està solicitando refinanciamiento de su 6to credito para cambiarle el zinc a la cocina y comprar materiales de construcciòn para contruir una habitaciòn y asi tener mejores condiciones de vida.

Su mayor sueño en la vida es que sus cuatro hijos estudien para que lleguen a ser profesionales y trabajen.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,065,800
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Carlos Eddy for building materials and supplies and to replace the roof.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 25, 2010
Apr 20, 2010
Currency Exchange Loss:
Mar 15, 2012