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Khalida's Group
In this Group: Khalida , Azra, Saima, Parveen
Khalida is a wife of M. A.. They live in the city of Lahore in Pakistan. Lahore city is famous for its historical places and for its Punjabi foods. Her house consists of two rooms in which she has lived with her family for over 15 years. She is the mother of a single daughter whose name is Samina and who reads in the 2nd standard educational level. Khalida has a wish to give her a good education so she has a good future.

Khalida operates a decorative embroidery business. She receives orders from her neighbors and relatives. She beautifully set beads on clothes that no one can judge if it is made by machine or by hand. She earns approximately 10,000 Pakistan rupees in every month, which is a big source of support for her family.

Her husband is involved in the wood-selling business. He has been in this profession for over 20 years. Now he has obtained a good reputation and a good customer list.

She is a regular client of Asasah (a microfinance institute in Pakistan and a Kiva partner). She has successfully repaid her four loans to Asasah and is applying for the fifth time to purchase wood in bulk to expand her husband’s wood-selling business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 84.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Khalida's Group's $1,200 loan helped a member purchase wood in bulk to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 15, 2010
Apr 16, 2010
Currency Exchange Loss:
Apr 15, 2011