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Kaniz's Group
In this Group: Kaniz , Rubina
Kaniz lives in the mid-sized city of Riwind in Pakistan. Riwind is famous for its dairy business. Kaniz is a seamstress and has been in this profession for the last five years. She is an expert in her profession and can stitch designer and non-designer clothes easily. She receives orders from her neighbors and relatives. She has set charges for the stitching and charges Pak Rs. 100 for simple dresses and Pak Rs. 150 for designer clothes. Her earnings allow her to pay the family's utility expenses.

Her husband, A. R., is a motor mechanic and runs a motor workshop in the main market. He has eight years of experience in this profession and can repair all types of vehicles.

Kaniz is a regular client of Asasah, a microfinance institute in Pakistan. She has successfully repaid three loans to Asasah and now is applying again for a loan to purchase the repairing tools for her husband’s motor workshop.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 454
    View loans »
    Pakistan Loans Fundraising
  • $15,084,775
    Funds lent in using Kiva
  • 83.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kaniz's Group's $600 loan helped a member to purchase repair tools for the motor workshop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 19, 2010
Apr 16, 2010
Currency Exchange Loss:
Apr 15, 2011