Candelaria Pú I. has three children, two girls and a boy. The eldest is eight and the youngest is one. She lives 25 kilometers from the city of Momostenango. Currently, she is dedicated to working in her grocery store and an electric corn mill. With the need arising to provide better living conditions to her family, she needs a loan to increase the capital of the shop since she can then increase the products she can sell and, with time, obtain better income. For this, she organized with a group of people in the community who all have moral principles and they turned to the ASDIR association to solicit a loan for each one of them. The rest of the group is dedicated to raising domestic animals and others to farming such as sowing tomatoes, Chinese snow peas, cauliflower, coffee, among other products.
Doña Candelaria Pú I. cuenta con 3 hijos, 2 nenas y un hombre, el mayor tiene una edad de 8 años y el menor de ellos cuenta con 1 año, ella vive a unos 25 kilometros de la ciudad de Momostenango, actualmente se dedica al servicio de Tienda de consumo diario y un molino de nixtamal electrico, con las necesidades que surgen de darles mejores condiciones de vida a su familia, necesita un prestamo para el aumento de capital de la Tienda con la que cuenta, para que de esa manera aumenta sus productos de ventas y con el tiempo obtener mejores ingresos economicos, para ello se organizaron con un grupo de personas de la comunidad la cual cuentan con principios morales, y acudieron a la Asociación ASDIR, a solicitar un prestamo por cada uno de ellos, el resto del grupo se dedica a la Crianza de animales domesticos, y otros a la Agricultura como, la siembra de Tomate, Alberja China, Coliflor, Café entre otros.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.