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El Arroyo Unido 1,2,5 Group
In this Group: Altagracia, Yanheury, Jose, Susan , Maria *, Carmela, Fermin, Isabel, Yosimary*, Cristina, Lourdes, Elpidio, Francisco, Julia*, Valentina
* not pictured
Altagracia is the coordinator of her group El Arroyo Unido (United Stream), and her story is representative of her group and of Esperanza's Haitian and Dominican (many of whom recently emigrated to the DR from Haiti) clients generally. Her group is located in the lush, rugged Samana peninsula where running water (none of which is potable) and electricity are unreliable. She makes her home here in a simple structure with her long term partner.

Altagracia is excited to be taking her eighth loan with Esperanza, after having successfully repaid her previous loan and grown her business. She plans to use this loan to invest in her business selling clothing, by purchasing blouses, pants, shirts, and shoes in the main market in Santo Domingo (the capital) and then selling them at a profit in her community. She will use the profits to invest in basic needs such as food and medicine, as well as to pay for her university education and a computer for learning. Her long term goal is to be a lawyer. She thanks you all for your support.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 1
    View loans »
    Dominican Republic Loans Fundraising
  • $8,374,650
    Funds lent in using Kiva
  • 36.5
    Dominican Republic Pesos (DOP) = $1 USD