Gleidy is the president of the Guembe Communal Bank. She is single, and she is a student. She sells cosmetics by catalog. She is studying for a technical career. She has a lot of desire to improve herself. She lives alone and supports herself. She is very hard-working, responsible, and supportive of her siblings. She gives them some money every month for their expenses. She will use the loan to buy merchandise on promotion. Later, she will be able to sell it for the original price.
All of the members live in Zona km 9 in the Cambao neighborhood. For several years they all have had businesses in the sheltered area near the most populous market in Santa Cruz. Three of the members have their own stalls, and some members are street vendors. All of the women are mothers. Most of them are in common law marriages, some are single, and some hope for a new family.
They dream of continuing to grow with the loans from Emprender. They have goals and dreams that they are confident they will fulfill. Some of these are having their own house, their own stall, having a business vehicle, and traveling to see their families who are far away. All of the members are grateful to Emprender and Kiva for the trust shown in granting the loan.
El banco D. Emprendimiento GUEMBE es un grupo integrado por nueve integrantes, ocho mujeres y un varon, son oriundos D. distintos lugares D. Bolivia como ser Montero, Santiestevan, Santa Cruz, Warnes, Chuquisaca, Oropeza.
La Presidenta del Banco D. Emprendimiento Guembe es la Srta. Gleidy soltera es estudiante y se dedica a la venta D. cosmeticos por catalogo, estudia una carrera tecnica y tiene muchos deseos D. superacion vive sola y se mantiene sola es muy trabajadora y responsable y solidaria con sus hermanos a los que les da una cantidad D. dinero cada mes para sus gastos, con el dinero del credito comprara mercaderia D. promosion y despues poder vender al precio orignal.
Todos los socios viven en la misma Zona km 9 barrio cambao hace bastantes años todos cuentan con negocios en la zona ramada cerca al mercado mas populoso D. Santa Cruz, 3 integrantes cuentan con puestos propios y algunos son ambulantes, todas las socias son Madres D. familia en la gran mayoria son concubinas y otros solteros y otras esperan nueva familia, ellas sueñan seguir creciendo con los prestamos que le otorga emprender tienen metas y sueños que ellas confian que lo van a conseguir como tener casa propia local propio vehiculo empresarios y viajar ,ver a sus familias que se encuentran lejos, todas las socias estan agradecidas con Emprender y Kiva por la confianza brindada en la otorgacion del credito.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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