Anthony W. is 35 years old and married with four children aged 6 months to 11 years old. Three of the children are currently attending school. He is a hard working farmer from Bondeni Location in Kitale Town. He has been in this business for 7 years selling his maize, beans and cabbages to local vendors. He also earns some income from the transport services he offers using his motorbike.
He has requested his second loan through Juhudi Kilimo to purchase and insure a dairy cow. He intends to expand his business by increasing the number of cows he owns and tilling more land for his farming activities. In the future, he hopes to make enough income from the sale of milk to enable him to meet his family's needs.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.