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Las Comadritas Group
In this Group: Marcela Amparo, Paula, Maria Esther, Daysi, Elena Rita, Ana Maria, Gonzalo*, Fortunata, Ana Maria, Teresa, Griselda
* not pictured
The community bank "Las Comadritas" is represented by Marcela Amparo, and has 11 members, 10 of which are women and only one man. This bank is characterized by its very hardworking and united group. Mrs. Marcela Amparo is marrried. Her husband's name is Juan, and together they have a hardware store as an economic activity. They have son who is now independent. Mrs. Marcela Amparo works selling clothes and appliances as her own business to help with some expenses of the household. She wants the loan to buy merchandise that will help to increase her income to be able to help even more with the household expenses. The rest of the group works in different activities, such as selling food in fixed places in well known areas of the downtown of the city. Another member works in breeding and selling pigs, and the rest of the members work selling groceries in markets and neighborhood stores. The group in general has a lot of experience in the businesses they have and this is the reason why they don't think the competition will be a factor that will impeD. them from generating income. This loan will be used as operating capital for the purchase of merchandise, materials and tools that will simplify the work and help to generate a better income for the support of their families. In regards to the experience, the members are finishing their first cycle with the institution. However, they already have experience in support groups thanks to loans in institutions similar to the Agrocapital foundation, which offers them economic support to grow and improve their businesses.
View original language description ↓
El banco comunal “Las Comadritas” esta representado por la señora Marcela Amparo y conformado por 11 socios D. los cuales 10 son mujeres y un solo varón, este banco se caracteriza por ser un grupo muy unido y muy trabajador. La señora Marcela Amparo está casada su esposo se llama Juan y juntos tienen una ferretería como actividad económica, ambos tienen 1 hijo que ya es independiente, La señora Marcela Amparo se dedica a la venta D. ropa y electrodomésticos como un negocio propio para ayudar en algunos gastos que ocasiona la casa, la señora desea al crédito para la compra D. mercadería que le ayudara a generar mayores ingresos para poder ayudar mas aun en los gastos D. su casa. El resto del grupo se dedica a diferentes actividades, como ser venta D. comida en puestos fijos en zonas conocida del centro D. la ciudad, otro socio se dedica a la crianza y comercialización D. chanchos, y el resto D. las socias se dedica a al venta D. abarrotes, en fríales y tiendas D. barrio. El grupo en general tiene bastante experiencia en los negocios que desempeñan y es por esta razón que son conocidos donD. venden sus productos por lo que no consideran a la competencia un factor que impida generar ingresos. El presente crédito será utilizado como capital D. operaciones para la compra D. mercadería, insumos y herramientas que faciliten su trabajo y ayuden a generar un mejor ingreso para el sustento D. su familia. En cuanto a la experiencia las socias van cumpliendo su primer ciclo con la institución pero ya cuentan con experiencia en grupos solidarios gracias a créditos en instituciones similares a la fundación Agrocapital quien les brinda un apoyo económico para crecer y mejorar en sus negocios.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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