Batan Orcco Group
In the city of Huaro the population depends exclusively on farming and raising livestock. Huaro is a zone of fertile land where they raise crops such as corn, squash, carrots, beans, etc. Some of the members' businesses involve; tamale sales, buying and selling vegetables and dried grain, sales of punch and food, and sales of tubers. Others proviD. services such as security.
Martha, the auditor, is 44 years old. She is married and has two children. Her primary activity is the sale of food, but she also sells "chicha" and raises livestock, such as guinea pigs. She's been doing this for a number of years and has been doing well, thanks to effort she puts into her work. She needs this loan in order to increase her working capital and to buy small animals, such as guinea pigs. She is a hard working woman who participates in the Puno – Cusco program, helping her neighbors in the Huaro community.
The members value and appreciate the loan they received through this means and they promise to repay according to schedule.
En la ciudad D. Huaro los pobladores se dedican exclusivamente a la agricultura y ganadería, Huaro es zona D. tierra fértil donD. se cultiva productos como por ejemplo maíz, zapallo, zanahoria, habas y etc. Las actividades económicas D. algunos D. los socios es por ejemplo; venta D. tamales, compra y venta D. verduras, compra y venta D. granos secos, venta D. ponche y comida, venta D. tubérculos y venta D. comestibles. Otros socios se dedican a brindar servicios como por ejemplo D. seguridad ciudadana.
Martha es fiscal del banco comunal, tiene 44 años, es casada, tiene dos hijos y su actividad principal es la venta D. comestibles y su actividad complementaria es la venta D. jora D. chicha y la crianza D. animales menores como por ejemplo los cuyes. Ya son varios años que se dedica al negocio y le ha va muy bien gracias al empeño que le pone a su trabajo, ella requiere el préstamo para aumentar el capital del negocio y desea comprar animales menores como por ejemplo cuyes, ella es una mujer trabajadora que participa en el programa corredor Puno – Cusco y en el vaso D. leche ayudando a sus vecinas D. la comunidad D. Huaro.
Los socios valoran y agradecen el préstamo otorgado mediante este medio y así mismo se comprometen a cumplir con el pago D. sus cuotas en el plazo establecido.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid