Llapanchis Tticarisunchis Group
Some examples of the businesses the members are engaged in include selling food, decorations, beauty products, medicines, clothing, skewered meats, bread, and vegetables. Others work in service positions such as bakers, bricklayers, visiting health professionals, and cashiers.
Olga is 32 years old, married, has three children, and works as a clothing distributor. She tells us that she travels to the city of La Paz in Bolivia and brings back her merchandise. Olga has already been in this business for five years and has done very well as a result of her commitment to her work. She needs a loan to increase her business capital because she wants to buy merchandise, such as jackets. Olga has been a Communal Bank board member since 2008 and currently is the secretary. She was selected to be one of the Communal Bank representatives because of her punctuality and responsibility.
The members value and appreciate the loan that has been provided to them and promise to make their payments on time.
Cusco is a city known for its archaeological sites, historical center, landscapes, and history. It is a charming city located in the southern part of the country.
Las actividades económicas de los algunos de los socios es por ejemplo; venta de comidas, venta pasamanería, venta de productos de belleza, venta de medicamentos, venta de ropa, venta brochetas, venta de panes y venta de verduras. Otros socios brindan servicios como por ejemplo de panadería, albañil, visitador médico y cajera.
Olga, tiene 32 años, es casada, tiene tres hijos y se dedica a la distribución de ropa, ella nos cuenta que viaja la ciudad de la Paz del país de Bolivia de donde trae su mercadería. Ya son 5 años que se dedica al negocio y le ha va muy bien gracias al empeño que le pone a su trabajo, ella requiere el préstamo para aumentar el capital del negocio y desea comprar mercadería como por ejemplo casacas. Olga forma parte de la junta directiva del banco comunal desde el año 2008 y es la secretaria, ella fue elegida como una de las representes del banco comunal por su puntualidad y responsabilidad,
Los socios valoran y agradecen el préstamo otorgado mediante este medio y así mismo se comprometen a cumplir con el pago de sus cuotas en el plazo establecido.
Cusco es una ciudad que se caracteriza por sus centros arqueológicos, su centro histórico, sus paisajes, su historia, siendo una ciudad encantadora de la región sur del país.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid