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Muhamed J. is forty-five years old and has a wife and four children. He buys sheep, fattens them, and then sells them at a higher price after three months. With his previous loans he managed to increase the number of sheep by four. He says his plan is to increase the number of sheep for a better profit and to purchase cows for the family one at a time. He is requesting $175 to purchase three lambs and one calf.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

About Sierra Leone

  • $2,100
    Average annual income
  • 51
    View loans »
    Sierra Leone Loans Fundraising
  • $9,342,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD