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Sector Tres Marías (Cuenca) Group
In this Group: Martina Cecilia, Ligia Cumanda, Gloria Fabiola, Mariana De Jesus, Ana Mariana, Blanca Leonor Del Carmen, Blanca Rosa, Sara Esperanza, Maria Hortensia, Maria Lourdes, Maria Esthela, Maria Carmita De Jesus, Cecilia Isabel*
* not pictured
The communal bank Sector Tres Marías is located in the Turi parrish. Turi is known as the place to view the city of Cuenca because from there you can admire almost the entire city. It's older adults and women work mainly in agriculture and the youngest people have migrated to other cities in and out of the country, seeking better days for their families. The members of this bank are fighters who day to day look for opportunites to offer their families a better present and future. On this occasion a little girl, daughter of one of the members, is with us.

Mrs. María Lourdes L. has been a member of this bank for five cyles. She lives in the outskirts of Cuenca in her own little house. She lives with her three children, 12, 10 and 8. The father of the children does not support them at all. The children are students in the local elementary school.

María Lourdes, at 56, buys lumber. She cuts it and makes boards, strips, beams, etc. She has been doing this for 10 years and works Monday to Saturday from 8:00 a.m. to 5:00 p.m. She also raises animals such as pigs and chickens, which she sells in the area markets.

She joined the communal bank thanks to a friend who was a member of the little bank. The loans she has obtained have benefitted the economic stability of her home and the growth of her business. With the new credit, she is going to buy more pigs and feed to raise and sell them. Her biggest dream is to be able to have a lumber warehouse.

Blanca E. has also been a member of this bank for 8 cycles. She was invited by a friend to join the bank. The loans have helped her to start her business. She has sold fast food for 5 years. She rents a locale close to her home and works from Monday to Sunday. Previously she was the only person sellling in the area but now she has competition. She works from 12 a.m. to 2 p.m. and later she goes out to sell from 4 p.m. until 9 pm.

Blanca is 51 years old. She was widowed 5 years ago. Her husband died of a hepatic coma. She had four children from her marriage. They are 29, 26, 20 and 18. Her two oldest daughters are married and independent. Her 20 year old son studies at the university and her youngest son works and he helps her out financially in the home. She does not own a home and so they rent. She will invest the new loan in fixing her cart, which is her work equipment. Her dream is to have a minimarket.
View original language description ↓
El Banco Comunal Sector Tres Marías está localizado en la parroquia Turi conocida como el mirador de la ciudad Cuenca porque se puede admirar casi toda la ciudad, su gente adulta mayor y las mujeres se dedican principalmente a la agricultura y los más jóvenes han migrado a otras ciudades dentro y fuera del país en busca de mejores días para sus familias, las integrantes de éste banco son mujeres muy luchadoras que buscan en el día a día las oportunidades para brindarles a sus familias un mejor presente y futuro. En esta ocasión nos acompaña una niña hija de una de las socias.

La señora María Lourdes L. es socia de éste banco hace cinco ciclos, vive en las afueras de la urbe cuencana en su casa propia pequeña de tablas con sus tres hijos de 12,10 y 8 años ya que el padre de los niños no le apoya en nada, los niños son estudiantes de primaria en la escuelita de la localidad.

María Lourdes a sus 56 años se dedica a la compra de bosques los tala y elabora tablas, tiras, vigas, etc., ya lleva diez años y trabaja de lunes a sábados de 8 a.m. a 5 p.m., también se dedica a la cría de animales como chanchos, pollos, los que vende en las ferias de la localidad.

Ella ingresó al banco comunal gracias a una amiga que era socia del bankito, los créditos obtenidos le han beneficiado para la estabilidad económica de su hogar y para el crecimiento de su negocio, con su nuevo crédito va a comprar más chanchos y alimento para criarlos y venderlos. Su mayor sueño es el de poder llegar a tener una bodega de madera.

Blanca E. también es socia de éste banco hace 8 ciclos y fue invitada por una amiga del bankito, los crédito le han beneficiado para el comienzo de su negocio, ella vende comida rápida hace 5 años, arrienda un local cerca de su casa, trabaja de lunes a domingo, antes era la única que vendía en el lugar pero ahora tiene competencia, trabaja de 12 a.m. a 2 p.m. y luego sale a vender desde las 4 p.m. hasta las 9 p.m.

Blanca tiene 51 años, enviudó hace 5 años, su esposo murió de un coma hepático, fruto de su unión concibió cuatro hijos que se encuentran de 29, 26, 20 y 18 años, sus dos primeras hijas son casadas y viven independientes, su hijo de 20 estudia en la universidad y su último hijo trabaja y es quien le ayuda económicamente en su hogar, no tiene casa propia por lo que viven arrendando, con su nuevo crédito va a invertir para arreglar su carreta que es su herramienta de trabajo, su sueño es llegar a tener un mini mercado.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 65
    View loans »
    Ecuador Loans Fundraising
  • $23,510,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Sector Tres Marías (Cuenca) Group's $4,475 loan helped a member to buy pigs and feed to raise them and to fix the fast food cart.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 24, 2010
Listed
Apr 14, 2010
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2010