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Sarita Colonia Group
In this Group: Margot Rosario, Maria Lorenza, Kelly Cris, Rigoberto Dario, Hugo Hidalgo, Dionicia Victoria, Katty Rocio*, Aquila Teodocia
* not pictured
The “Sarita Colonia” Communal Bank consists of eight enterprising members who live in the Chosica area of the Department of Lima. They have been working with EDAPROSPO-Prosperidad for a year and two months.


Rigoberto is a member of the group. He is 51 years old, married, and has three children. Two of them are adults and one still lives with him. Rigoberto was elected the group president five months ago. Three years ago, he decided to provide Internet booths for rent. He originally started a video game center and his wife manages a high school cafeteria. Through his hard work, Rigoberto was able to build and improve his home. He has already grown as a micro-entrepreneur by acquiring more computers. Rigoberto’s greatest wish is to continue growing and eventually open a call center (where he offers phones lines for rent). His loan will be invested in his business by purchasing additional computers. He appreciates the support and initiative of his Communal Bank and promises to complete his payments by the established deadlines.

View original language description ↓
La alcancía comunal “SARITA COLONIA”, está conformado por 8 miembros emprendedores quienes viven en la zona de Chosica, departamento de Lima, trabajan con EDAPROSPO-prosperidad desde hace 1 año y 2 meses.
Rigoberto quien es socio del grupo, tiene 51 años, es casado, tiene 3 hijos de los cuales 2 son mayores de edad y uno Rigoberto asume el cargo de presidente desde hace 5 meses. Desde hace 3 años se dedica al alquiler de cabinas de internet, se inicio primero con video juegos y además su esposa administra una cafetería en un colegio. Con el esfuerzo de su trabajo ha logrado mejorar y construir su vivienda, ha ido creciendo como microempresario ya que ha comprado mas maquinas (computadoras). El gran sueño de Rigoberto es seguir creciendo y más adelante poner un locutorio (alquiler de líneas telefónicas).
El préstamo otorgado será utilizado para invertir en su negocio comprando máquinas (computadoras). Agradecen el apoyo brindado e iniciativa para su constitución como Alcancía Comunal y prometen cumplir con los pagos establecidos en las fechas pactadas.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 90
    View loans »
    Peru Loans Fundraising
  • $56,011,725
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sarita Colonia Group's $1,700 loan helped a member purchase computers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 8, 2010
Listed
May 1, 2010
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2010