Sarita Colonia Group
Rigoberto is a member of the group. He is 51 years old, married, and has three children. Two of them are adults and one still lives with him. Rigoberto was elected the group president five months ago. Three years ago, he decided to provide Internet booths for rent. He originally started a video game center and his wife manages a high school cafeteria. Through his hard work, Rigoberto was able to build and improve his home. He has already grown as a micro-entrepreneur by acquiring more computers. Rigoberto’s greatest wish is to continue growing and eventually open a call center (where he offers phones lines for rent). His loan will be invested in his business by purchasing additional computers. He appreciates the support and initiative of his Communal Bank and promises to complete his payments by the established deadlines.
Rigoberto quien es socio del grupo, tiene 51 años, es casado, tiene 3 hijos de los cuales 2 son mayores de edad y uno Rigoberto asume el cargo de presidente desde hace 5 meses. Desde hace 3 años se dedica al alquiler de cabinas de internet, se inicio primero con video juegos y además su esposa administra una cafetería en un colegio. Con el esfuerzo de su trabajo ha logrado mejorar y construir su vivienda, ha ido creciendo como microempresario ya que ha comprado mas maquinas (computadoras). El gran sueño de Rigoberto es seguir creciendo y más adelante poner un locutorio (alquiler de líneas telefónicas).
El préstamo otorgado será utilizado para invertir en su negocio comprando máquinas (computadoras). Agradecen el apoyo brindado e iniciativa para su constitución como Alcancía Comunal y prometen cumplir con los pagos establecidos en las fechas pactadas.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid