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Valentine R. is a single mother with three children: Godias Kipsaina and Brian Kiptoo, who are in secondary school, and Kiprono Godwin who is in primary school. She lives in Sarura about 8 km from Kaiboi Centre. She does dairy farming, sheep rearing and maize and bean farming. She sells her produce during market days in various places.

Valentine was introduced to Kadet during a church forum for single mothers at the Kaiboi Catholic Church where staff members from Kadet were in attendance and marketed themselves. She has applied for a loan that she will use to buy four sheep for rearing, to prepare her five acres of land for maize planting, and improve her dairy farming in order to get high milk yields. She will save the rest for any emergencies.

Valentine is determined to open a retail shop selling fast-moving goods to support her children. The profit she anticipates to generate from this business will be channeled to her children’s education account. She is very optimistic that when she educates her children, they will be able to support her and improve their current status.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 757
    View loans »
    Kenya Loans Fundraising
  • $43,695,450
    Funds lent in using Kiva
  • 77.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Valentine to buy four sheep for rearing and to prepare her five acres of land for maize planting.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Mar 26, 2010
Apr 14, 2010
Currency Exchange Loss:
Jan 15, 2011