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God Gives Group
In this Group: Annie, Babygirl, Mama, Noiah, Esther
Annie Z. is the leader of the group of five borrowers called God Gives. She is married and has 5 children who range from 10 to 20 years old. Annie did not have the opportunity to go school.

For 12 years, Annie has been selling charcoal at the Plank Field in the Redlight Market in Paynesville, Liberia. She sells good and dry charcoal to customers in order to encourage them to continue patronizing her business. Annie started selling with very little cash, but she has now improved. She has a problem because a lot people sell the same goods that she sells, which sometimes makes business bad. She plans to use her 6,000 Liberian dollar portion of this 30,000.00 Liberian dollar group loan to buy more charcoal to serve customers. Her goal is to expand her business to a better size and to improve the living conditions of her family.

In the photo that accompanies this profile, Annie is the one holding the sign.

About LEAP:
The Local Enterprise Assistance Program (LEAP) is Liberia's largest and oldest continuously operating microfinance institution with 13 branches across the country. Founded in 1994, the non-profit organization has survived periods of civil war and severe socio-economic hardship. LEAP seeks to help rebuild post-conflict Liberia through its group and individual loans to micro- and small-scale entrepreneurs, and puts emphasis on lending to women.

Additional Information

Note on LEAP:

During routine partner monitoring, Kiva learned that LEAP's delinquency data may be understated due to technical problems with their reporting software. Because this report is key to our analysis of the risk of this partner, delinquency or default rates on loans to this partner may be higher than we expect. For further details, see LEAP’s partner page on Kiva.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Liberia

  • 500
    Average annual income
  • 0
    View loans »
    Liberia Loans Fundraising
  • $3,031,050
    Funds lent in using Kiva
  • 70.9
    Liberia Dollars (LRD) = $1 USD